Meng-Chieh Lee D.D.S., M.M.Sc.

Getting the Most Out of your Dental Insurance

Stef of BRAIDC

When it gets close to the end of the year, you should make sure that you are getting the most out of your dental insurance plan before it expires! Dental insurance doesn’t roll over, it simply renews at the end of the year. You’re likely paying for your plan, so why not fully use it?

Use it or Lose it!

If you’re paying into your dental insurance plan each month, you have benefits waiting for you to use them. Even if you don’t need any specific dental treatment, you should always schedule your regular dental cleanings. These help to prevent as well as detect any early signs of cavities, gum disease, oral cancer and any other dental problems that may arise.

Understand Your Coverage

It’s important to know the specifics of your coverage, or precisely what it has to offer. It can be very confusing for patients to understand all the different aspects of their plans. Every plan is different, so we can’t always tell you how yours works. Insurance companies can be hard to deal with at times, so we are always happy to make a call or assist in an appeal or any other way we can!

Know Your Plan

Typically, dental plans provide you with a maximum coverage amount and the end of the year is normally when dental plans reset. Unlike some other plans, dental insurance doesn’t “roll over” unused funds to the next calendar year. If you have any dental treatment that should be done before the years end, now is the time to do it before you risk losing the benefit!It is better to get dental work done before your current plan expires. By getting it out of the way beforehand, you will still have your entire benefit available to you in the event of an unexpected, costly dental emergency.

Multi-Stage Treatment

Some treatments require more than one visit. If you need several crowns, you can plan to get one this year and the next done in January after your plan resets. These types of procedures can be strategically scheduled to get the most out of your insurance, so you pay the least amount out of pocket. However, we NEVER recommend that you put off any necessary work. Cleanings are a must, as well as any other procedure that is considered urgent or is causing you pain.

Advice from BRAIDC

We want what’s best for you! Apart from having the best oral health possible, we want you to get the most benefit out of your dental insurance and use as much of your preventative dental services as possible. Cleanings, exams, and radiographs are not only covered under most plans, they are essential in maintaining good oral health.Unfortunately, most dental problems don’t cause pain or show signs until they are already advanced. Gum disease rarely even hurts at all! Cavities that go undetected or ignored spread over time and require more extensive, expensive dental treatment. Keep your money where it belongs – in your wallet. Get the most out of your dental insurance and schedule your appointment with us.

Fall begins in just a few days! Before you know it, it will be a new year. To get the most out of your dental insurance, call BRAIDC today and schedule your cleaning or procedure!

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